After weeks or months of planning your vacation, the last thing you want is for anything to go wrong. Unfortunately, smooth sailing isn’t always in the cards for everyone. But we don’t want to worry you! Instead of focusing on the “what ifs”, we suggest you cover all of your bases with travel insurance.
When most people think of travel insurance, they picture an insurance plan that reimburses them for lost expenditures when a trip must be cancelled. And yes, travel insurance does indeed cover prepaid costs that otherwise would not be returned to you. But it does so much more than that. For example:
If you experience a travel delay… Flights are sometimes cancelled, Mother Nature interferes with our plans, and we’ve all seen what a pandemic can do to cruises! Adding the cost of additional hotel stays and meals to your trip can get expensive, but travel insurance will reimburse you for many eligible expenses related to a delay.
If you get sick… Your regular health insurance policy might not cover emergency medical expenses overseas. But your travel insurance can help you access high quality care and reimburse you for covered medical bills.
If you lose your luggage… Scrambling to replace lost clothing, personal items, and other items from lost or stolen luggage can be a real hassle. Travel insurance can help with that.
You have an accident with your rental car… Some travel insurance policies cover damage to rental cars.
When you aren’t sure what to do… Many travel insurance policies provide a 24-hour hotline to offer you expert assistance in a variety of situations that you might experience when traveling.
And if the worst happens… It’s not extremely common, but people do occasionally suffer fatal accidents or illnesses while traveling. Travel insurance can assist with returning remains back home, which will come as a relief to family members.
If you’re planning a trip this year, give us a call to discuss your travel insurance options. We can help you understand the benefits each policy has to offer, how it works with other forms of insurance like health insurance, and match you to a plan that best fits your needs.