After spending weeks or months planning a vacation, not to mention the expense involved, you hope that nothing goes wrong. But unfortunately, not all vacations go as we had planned. Since you can’t prevent some things in life, such as illness or natural disasters, the best you can do is prepare for them. Travel insurance helps you do that, so that you can best enjoy whatever does become of your trip.
In fact, travel insurance does more than reimburse you for prepaid expenses when something goes wrong. The following benefits might be included, depending upon the insurance package you choose.
Cover expenses related to a delay. Flights get cancelled and rescheduled all the time, whether due to weather, mechanical issues, and numerous other things that can happen. And of course, we have all witnessed the confusion viruses can trigger with regard to cruise ships. In the event that you experience delays, your travel insurance can reimburse you for hotel stays, meals, and other expenses.
Help you access healthcare services. Many health insurance plans do not cover services rendered overseas. But many travel insurance plans will help you cover medical bills related to illness and injuries, so you can seek care when you need it.
Help with lost luggage. As unfortunate as it is, luggage does get lost sometimes. If you’ve thought to purchase travel insurance, at least you can get help with replacing clothing and personal items if your luggage is lost or stolen.
Protection for your rental car. In some cases, travel insurance will cover damage to your rental car in the event of an accident.
Customer support for you. A number of unforeseen challenges can surprise you when traveling. If you aren’t sure what to do, you will be able to call your travel insurance company’s customer care hotline.
Coverage for the worst-case scenario. Thankfully, it’s not common, but people do occasionally pass away while traveling. In that event, your travel insurance policy would cover the expense of returning remains so that your loved ones won’t be burdened by that expense.
If you’re planning a vacation this year, give us a call to discuss travel insurance. We can help you sort through your specific concerns and identify the right policy for your situation.